Regarding the teams of these organizations, more than

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Agile methods to accelerate the improvement and development of products and services. Likewise, they point out that the most innovative companies launched 39% more proofs of concept to the market , this on average is equivalent to 17 new products per year. 2. Use of APIs and advanced technologies Of the entire sample studied, innovative companies use almost twice as many APIs (Application Programming Interface) as others. This group of organizations have an average of 89 external or open APIs (three times more than the rest); financial institutions being the ones that use this tool the most, showing an increase of 182% compared to the previous study.


Same time, they use biometrics (+77% than before), tokenization, artificial intelligence (+44%), machine learning and the Internet of Things to facilitate shopping experiences. Internet of things: how to be ready 3. Willingness to partner with fintech and startups The  Phone Number List  most innovative companies are expanding their experiences, knowledge and capabilities through partnerships with new business models; In fact, compared to the least innovative, they have created 50% more alliances and 30 of the first have an average of 16 alliances each . Likewise, 50% invested in startups , another 90% created commercial alliances with them and 40% had incubation/acceleration programs.



Innovative companies in #Latam are more willing than others to create alliances with fintech and startups and have created 50% more associations of this type”] Companies advanced in digitalization reacted better to the pandemic Other findings of the study are that businesses with agile work structures and cloud systems mobilized quickly to help their clients in the unexpected situation. “Overall, companies that were already on the path to digitalization and payment innovation were better positioned to react quickly and effectively to consumer needs during COVID-19 ,” Meyer added. However, those that were not so digitalized received a strong boost with the arrival of the virus .